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Terms of Service

Last updated: October 2026

On this page

  1. What Freshwise Quotes does
  2. Eligibility
  3. Your responsibilities
  4. Consent to contact
  5. No guarantees
  6. Third-party services
  7. Intellectual property
  8. Disclaimer of warranties
  9. Limitation of liability
  10. Indemnification
  11. Changes to these terms
  12. Governing law
  13. Contact

Welcome to Freshwise Quotes. By accessing or using freshwisequotes.com (the “Site”), you agree to these Terms of Service (“Terms”). If you do not agree, please do not use the Site.

1. What Freshwise Quotes Does

Freshwise Quotes is a free service that helps consumers request and compare insurance quotes. We are not an insurance agency, broker or carrier. We do not sell insurance, issue policies, bind coverage or provide insurance advice. Quotes and policies are provided by independent, licensed insurance providers and agents, and their own terms and privacy practices apply.

2. Eligibility

You must be at least 18 years old and a resident of the United States to use the Site.

3. Your Responsibilities

  • Provide accurate, current and complete information in any form you submit.
  • Use the Site only for lawful, personal, non-commercial purposes.
  • Do not attempt to interfere with, scrape, disrupt or misuse the Site.

4. Consent to Contact

By submitting a form or calling the phone number on the Site, you consent to be contacted about insurance quotes as described in our Disclaimer and Privacy Policy. Consent is not a condition of purchase.

5. No Guarantees

We do not guarantee that you will be matched with a provider, receive a quote, be approved for coverage, or receive any particular rate or savings. Rates and availability vary by provider, state and individual circumstances.

6. Third-Party Services

The Site may link to or interact with third-party websites and services. We are not responsible for their content, products or practices, and your use of them is at your own risk and subject to their terms.

7. Intellectual Property

The Site, including its text, graphics, logos and design, is owned by Freshwise Quotes or its licensors and is protected by applicable laws. You may not copy or reuse it without permission, except for personal, non-commercial viewing.

8. Disclaimer of Warranties

The Site is provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose and non-infringement.

9. Limitation of Liability

To the maximum extent permitted by law, Freshwise Quotes and its officers, employees and partners will not be liable for any indirect, incidental, special, consequential or punitive damages arising from your use of the Site.

10. Indemnification

You agree to indemnify and hold Freshwise Quotes harmless from claims arising out of your use of the Site or your violation of these Terms.

11. Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after changes means you accept the updated Terms.

12. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

13. Contact

Questions? Email info@freshwisequotes.com or call (844) 869-5550.

© 2026 Freshwise Quotes. All rights reserved.

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