Any state, one clear start
We don't limit quote requests by state. Wherever you live, we keep the conversation clear and focused on your questions.
Insurance, minus the fog
Coverage made refreshingly clear.
A simpler way to request insurance quotes for your car, home, and the life you've built—with guidance from licensed agents and no pressure to buy.
- Free to request
- No obligation to buy
- Available nationwide
Coverage for wherever you live
Auto, home, flood, renters & life
A clearer place to start your coverage conversation.
Free quote request
No cost to ask, no obligation to buy.
Nationwide service
Quote requests welcome from all 50 states.
Licensed agents
Quotes come from licensed insurance professionals.
Your decision
Compare what you receive and choose what fits.
“The right coverage starts with the right questions.”
Why Freshwise
A clearer path to coverage, without the pressure.
Freshwise Quotes is a free quote request service, not an insurance company. We help people across the United States start conversations with licensed insurance agents who can explain options for auto, home, flood, renters, and life coverage.
Our role is simple
We connect you with licensed agents. They can answer coverage questions, prepare quotes, and explain next steps.
You stay in control
Requesting a quote is free and never an obligation to purchase. Take your time and choose what fits your life.
Freshwise does not issue policies or guarantee any rate, approval, or savings.
Coverage, considered
Start with what you're protecting.
Choose a coverage category to begin. A licensed agent can help you understand the details, limits, and options.
Auto insurance
Ask about required coverage in your state, optional protections, and the limits that fit how you drive.
Request auto quotesHome insurance
Explore homeowners coverage for the place you call home, from everyday risks to weather-related concerns.
Request home quotesFlood insurance
Most standard homeowners policies do not cover flooding. Explore separate flood options for your property.
Request flood quotesRenters insurance
Your landlord's policy generally does not protect your belongings. Ask about coverage for your personal property and liability.
Request renters quotesLife insurance
Consider financial protection for the people who depend on you, with options for different goals and budgets.
Request life quotesNot sure where to begin?
That's okay. Start with a conversation.
Tell us what you're protecting and we'll help you take the first step.
Request a free quoteCoverage, in context
Coverage makes more sense with a little local knowledge.
These general guideposts can help you ask better questions before you compare options.
Talk through your coverageAuto coverage basics
Most states require liability coverage for injuries and property damage you cause to others. Minimum limits and optional protections vary by state.
Flood is separate
Flood damage is typically excluded from standard homeowners policies. Separate flood coverage may be worth discussing for your property.
Weather-related deductibles
Some homeowners policies include separate deductibles for windstorm or other weather-related losses. Review the terms carefully.
General information only. Requirements, coverage, exclusions, and policy terms vary. Confirm details with a licensed agent and your policy documents. Read our disclaimer.
How it works
Three steps. No runaround.
A straightforward way to start your coverage search and connect with licensed insurance agents.
-
Tell us what you need
Share your name, contact details, ZIP code, and the coverage you're considering.
-
Connect with licensed agents
Your request may be shared with licensed insurance agents and marketing partners who can follow up with options.
-
Compare and decide
Review what you receive, ask questions, and choose at your own pace. There's no obligation to buy.
Your free quote request
Ready for a clearer start?
Tell us a little about what you're looking for. We'll help you begin the conversation with licensed insurance agents—on your terms.
- Free to request
- Available nationwide
- No obligation to purchase
Prefer to talk it through?
(844) 869-5550
Start here
Request your free quote
All fields are required unless noted.
Good questions
A little clarity goes a long way.
Here are answers to the questions we hear most. Still curious? We're happy to point you in the right direction.
Start a free quote requestIs Freshwise Quotes an insurance agency?
No. Freshwise Quotes is a free quote request service. We are not an insurance agency, broker, or carrier. We do not issue policies, bind coverage, or provide insurance advice. Licensed insurance agents and providers handle quotes and coverage.
Does it cost anything to request a quote?
No. Requesting a quote through Freshwise Quotes is free, and you are never obligated to purchase insurance. Any rates or savings depend on the provider and your individual circumstances.
What happens after I submit the form?
Your information may be shared with licensed insurance agents, agencies, and marketing partners so they can contact you about insurance quotes and related products. The number and timing of contacts can vary.
Can I opt out of calls, texts, or emails?
Yes. You can tell the agent contacting you, reply STOP to a text, or email info@freshwisequotes.com. Consent is not a condition of purchase, and message and data rates may apply.
Does Freshwise offer every type of insurance?
We focus on quote requests for auto, home, flood, renters, and life insurance across the United States. Availability and eligibility vary by provider, and the Site does not list or guarantee every option.
Is Freshwise affiliated with FEMA or the NFIP?
No. Freshwise Quotes is not affiliated with any state or federal government agency or program, including FEMA or the National Flood Insurance Program (NFIP).
What if I don't know which coverage I need?
That's common. Choose “Not sure yet” in the quote form and tell us what you're trying to protect. A licensed agent can help you think through the options.